Which act provides coverage for maritime employees injured at work?

Prepare for the Oklahoma Workers Compensation Exam. Practice with questions and explanations covering key topics. Enhance your understanding and readiness for the test.

The Federal Longshore Act is the correct choice for maritime employees who are injured at work. This act specifically provides compensation and benefits to workers involved in maritime activities, particularly those who are not seamen but still work on navigable waters. It covers injuries that occur on the job for longshore workers, shipbuilders, and other maritime employees engaged in loading, unloading, repairing, or constructing vessels.

The act is crucial because it fills the gap in coverage between traditional workers' compensation laws and the rights of seamen under the Jones Act. While the Jones Act allows seamen to sue their employer for negligence, the Federal Longshore Act provides a no-fault compensation scheme for workers who do not qualify as seamen but are still involved in maritime work. This means that injured maritime workers can receive medical benefits, rehabilitation benefits, and compensation for lost wages through this act.

Understanding the distinctions between the federal laws is important: the Federal Employers Liability Act pertains primarily to railroad workers, while the Workers' Compensation Act encompasses a broader range of workplace injuries but does not specifically address maritime employment. Therefore, the Federal Longshore Act is specifically tailored to the needs of maritime employees, making it the correct answer for this question.

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