What does temporary total disability (TTD) refer to?

Temporary total disability (TTD) refers to benefits provided to employees who are unable to work at all due to a work-related injury. This status indicates that the injury is significant enough to prevent the employee from performing their job duties temporarily. The goal of TTD benefits is to provide financial support to employees during their recovery period until they can either return to work or achieve maximum medical improvement.

In the context of workers’ compensation, TTD benefits typically cover a portion of the employee's lost wages. This is crucial for supporting workers who are dealing with the financial challenges that arise when they cannot perform their job due to an injury.

The other options do not accurately depict the nature of TTD. For instance, benefits for employees who can work part-time do not align with the concept of being temporarily totally disabled, as that status indicates a complete inability to work. One-time medical reimbursements and bonuses for returning to work also fall outside the definition, as they do not address the ongoing income support that temporary total disability benefits are meant to provide during the employee's period of non-work due to an injury.