If an employee dies under circumstances covered by Workers Compensation, which coverage applies to the funeral costs?

When an employee dies as a result of a work-related incident, Workers Compensation provides specific benefits to address the consequences of that death, including funeral costs. Funeral coverage is explicitly designated to assist with these expenses, allowing families to claim a certain amount to cover the costs incurred for funeral services.

Medical benefits generally pertain to treatment related to a worker's injury or illness incurred while on the job, and survivor benefits are typically offered to financial dependents of the deceased worker, which may include disability payments or death benefits but do not specifically address funeral expenses. Permanent disability benefits are intended for injuries that prevent the worker from performing their job in the future and do not relate to death or funeral costs.

In this context, the identification of funeral coverage as the correct answer recognizes the specialized support provided under Workers Comp for covering funeral expenses in the event of a work-related death, distinguishing it from other related but non-specific forms of compensation.